– Follow These Links to Read the Mobile App Friction Report (https://findbiometrics.com/download-incognia-mobile-app-friction-report/) & the will bank Case Study (https://findbiometrics.com/how-did-this-challenger-bank-nearly-eliminate-fraud-download-incognias-case-study-and-find-out/) – Live from Money2020: FindBiometrics' Doug OGorden speaks with André Ferraz, CEO of Incognia. Ferraz introduces the novel concept of zero-factor authentication before offering some insights on mobile app friction and the unfortunate persistence of passwords. He and OGorden go on to discuss the fraud threats facing challenger banks and how zero-factor authentication can help thwart them. Learn more about zero-factor authentication at https://www.incognia.com/